Innovative Steps for Buying Your Dream Car
一辆新车是仅次于房子的最昂贵的消费. That's why knowing how to make an intelligent deal is essential. 阅读更多!
Accelerate Toward Your Dream Car.
If you're looking for a new car and could use some help, 十个CU offers simple financing, 有竞争力的价格, and flexible auto 贷款期限s that fit your style and budget. Our goal is to put the keys in your hands faster for less.
特性
-
- Option to delay your first payment for 90 days.1
- No money down options are available.
- No hidden fees, costs, or early-payoff penalties.
- Affordable payment plans customized to your needs.
- Select terms up to 84 months.
- 付款保护，GAP和延长保修覆盖范围可在低成本.
- 申请人的信贷资格将决定可获得的最高融资额度.
Your new vehicle is just a click away!
Are You in the Market for a Pre-Owned Vehicle?
我们知道购买二手车会让您感到紧张. 然而, 我们致力于减轻您的后顾之忧，并在您的购车旅程中赋予您权力. We provide an enticing combination of low interest rates, 灵活的条款, and wallet-friendly payment options. Drive away with confidence and trust in 十个CU for your auto loan needs.
特性
-
- Option to delay your first payment for 90 days.1
- No money down options are available.
- No hidden fees, costs, or early-payoff penalties.
- Affordable payment plans customized to your needs.
- Select terms up to 84 months.
- 付款保护，GAP和延长保修覆盖范围可在低成本.
- 申请人的信贷资格将决定可获得的最高融资额度.
Let's find your perfect match!
Do You Need a Recreational Vehicle for a Fun Outdoor Adventure?
If you want an exciting new adventure, 十个CU在这里几乎可以为你想要的任何东西提供融资——从摩托车, 全地形交通工具, 旅游房车, 船, 和更多的! 今天购买一辆新的或二手的休闲车，体验一次难忘的户外旅行.
特性
-
- No early payoff penalties
- Easy application process
- Easy budgeting with fixed payments over a fixed term.
- Competitive rates and terms
- 支付保护 coverage is available at a low cost
Start your next adventure now!
Are you looking to save money on your auto loan?
如果你从其他金融机构获得了汽车贷款，你知道吗, you can refinance with us and get up to 2% off3 您的现行利率? That's right - refinancing with 十个CU could lower your monthly payments and save big over time!
Why 再融资与 十个CU?
-
- Enjoy rates as low as 5.4月74%2
- Flexible terms up to 84 months
- Option for no payment for 90 days1
- Protect your vehicle with our range of protection plans, including Mechanical Repair Coverage, Guaranteed 汽车 保护 Plans, and Debt 保护 Plans.
它是如何工作的:
-
- 应用: Start by completing our simple online 申请表. It only takes a few minutes!
- 点评: Once we receive your application, 我们的专业团队将审查您的信息，并与您讨论再融资方案.
- 批准: 批准, we'll guide you through the rest of the process, 包括关闭你现有的贷款，并在十个CU设立新的贷款.
- 享受储蓄: 坐下来，放松，享受您的新再融资汽车贷款与十个CU的好处!
Don't wait any longer to save money on your auto loan. 再融资与 十个CU today and shift gears towards a brighter financial future!
Ready to get started? 马上申请 or contact us at 1-844-468-3628 了解更多信息rmation.
Unbeatable Deals on Pre-Owned Vehicles.
浏览我们广泛的回收车辆，以无与伦比的价格找到您的完美骑行. 十个CU offers various options to match every preference and need, 确保你会遇到理想的车辆，超出你的期望. Browse our inventory today, 让我们为您的旅程提供便利，让您驾驶梦想中的汽车离开.
TrueCar Member Showroom
体验我们的信用合作社购车服务的便利，TrueCar会员陈列室. 发现完美的新车或二手车，并获得价格报价以及您的保证储蓄证书, all before even setting foot in a dealership.
Your next journey begins here!
Exclusive Vehicle Auctions
Your Ideal Ride Awaits – Browse Our Inventory Now
潜入我们的特色车辆的特殊节省的世界，现在开放投标. Discover quality cars at competitive prices, making your dream of owning a reliable vehicle more attainable.
Don't Miss Out, Bid Now!
汽车价值指南
Decode Your Car's Market Value
Protect Your Investment
购买车辆是你将做的最重要的投资之一. 用附加选项来保护你的投资，你可以为你的贷款融资，这是必不可少的，这样你就不会为任何费用掏腰包.
Guaranteed Asset 保护 (GAP) Coverage
If your car is totaled or stolen and not recovered, 你的保险公司可能只支付你的车辆的实际现金价值, an amount often less than your loan balance. With Guaranteed Asset 保护 (GAP), 你不必拿出现金来支付贷款本金赤字. 没有人愿意继续为一辆已经不存在或不能再使用的汽车支付贷款!
Extended Warranty 保护
Repairs on your vehicle can be a pain for anyone's pockets. 任何车辆都有可能发生重大机械故障. 延长保修帮助您享受您的新购买，而不必担心昂贵的维修. You can buy an extended auto warranty anytime, even after the original manufacturer's warranty has expired. This option is available on new and used cars.
支付保护
生活的不确定性不应该危及你的财务稳定. 我们的债务保护计划是为了在您残疾或死亡的不幸事件中取消您的贷款余额或每月付款. 获得内心的平静，因为你知道你的贷款不会在困难时期成为经济负担.
保险的选择
十个CU自豪地提供truststage保险代理产品和计划，帮助会员保护最重要的东西. Easily price shop your auto & home insurance rates with TruStage 汽车 & 房屋保险. Consider adding optional benefits like:
特性
-
- 意外原谅:你的保险费率不会因为你的第一次事故而上升.1
- 24-hour Roadside Assistance; a tow or jumpstart is a phone call away.2
- 更好的汽车更换:有了这个可选功能，你可以用新车型替换一辆报废的汽车.
If you need assistance or have questions, 打电话给我们，并要求在1-844-468-3628与贷款代表交谈, Monday-Friday, 8:00 a.m.-5:00 p.m. (CT)或电子邮件 (电子邮件保护)
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1对于符合条件的所有汽车贷款借款人，首笔还款可延期90天. 如果你只支付最低金额，延迟付款将会延迟你的贷款的偿还，并导致额外的财务费用. The 90-day deferral program is subject to change at any time. 利率和条款是基于评估申请人的信誉，所以你的利率可能会有所不同. Not all applicants will qualify for the lowest rate. Other restrictions may apply. Membership with Ten Credit Union is required to obtain a loan.
2APR = 年度百分比 率. Actual rate may vary based on 车辆型号, 信用评分, 附加费, 贷款期限, 和贷款价值. The term of the loan may vary based on the amount financed. 所有的贷款审批都是基于标准的承销准则. Must meet existing auto loan guidelines to qualify. The rate cannot fall lower than 5.4月74% and will not exceed 18% APR. 借款人的利率不会低于基于期限的合格利率. All Credit Union loan programs, rates, terms & conditions are subject to change at any time without notice. Payment example 1: $10,000 borrowed at 5.4月74% for 24 months = $443.11日/月. Payment example 2: $10,000 borrowed at 6.24% APR for 60 months = $194.45 /月.
3Must meet existing auto loan guidelines to qualify. The minimum refinance amount is $10,000. Actual rate may vary based on 信用评分, discounts and/or 附加费, 车辆型号, 贷款期限, 和贷款价值. The term of the loan may vary based on the amount refinanced. 2%的年利率折扣适用于竞争对手购买新车或再融资汽车的利率，只要年利率不低于Ten Credit Union在贷款期限内的合格利率. The annual percentage rate will not be lower than 5.4月74% and will not exceed 18% APR. Cannot be combined with other offers. 2%的折扣不符合目前由十信用合作社提供贷款的资格. Certain restrictions apply. All Credit Union loan programs, rates, terms & conditions are subject to change at any time without notice. Federally insured by NCUA.
*年利率(APR)及期限视申请人的信誉而定. 利率 are subject to change at any time without notice. Not all applicants will qualify for the lowest rate. 此优惠不适用于目前由Ten Credit Union提供融资的贷款. Membership with Ten Credit Union is required to obtain a loan. Other restrictions may apply.
汽车贷款
Effective Date: January 22, 2024
Longer terms are available.
| 贷款类型 | 年度百分比 率1 从 | 个月 |
|---|---|---|
| 2019年至今 新车或二手车 |
6.24%2 | 63 |
| 2014 - 2018 二手汽车 |
7.24%2 | 48 |
| 2013年-高龄 使用汽车 |
8.24%2 | 48 |
1贷款账户的年百分比利率(APR)， 2024年1月22日生效. All rates and terms are subject to change. 利率 and terms are subject to individual credit approval. 请致电1-844-468-3628或访问您当地的分支机构获取更多信息.
2基本年度百分比利率(APR)是广告利率，可以根据信誉而变化, 汽车时代, 里程, 贷款条件. Financing up to the retail value of the auto is available. 访问10信用合作社分支机构或致电1-844-468-3628与信贷员交谈，以确定您符合条件的利率. 与信贷员讨论选项并选择您有资格获得的利率.
例如, 10,000 borrowed at 6.24% APR for 60 months = $194.45 /月.
相信它! 货币市场利率
Effective Date: February 1, 2024
| 最小开度 | 术语 | 年度百分比 率1 | 年度百分比 Yield2 | 股息认为3 |
|---|---|---|---|---|
| $2,500.00 | 每天 | 0.10% | 0.10% | 每月 |
1 年度百分比 率 = APR. 你每年为借钱而支付的成本，包括费用，是以百分比表示的. 年利率是借贷成本的一个更广泛的衡量标准，因为它反映了利率和你必须支付的贷款费用. 年度百分比 Yields may vary. Maintenance or activity fees may reduce earnings. 优惠等级利率将在账户的全部余额中赚取.
2 年利率如有变动，恕不另行通知. Early withdrawal penalties may apply. 十信用合作社的会员资格需要开一个证明. After the certificate matures, 除非您另有说明，否则证书将自动按当前费率续期. Withdrawal of dividends before maturity will reduce earnings. 所有其他适用条款见股份和投资利率表.
3 股息贷记:利率表规定了股息的复利和贷记频率以及适用于每个账户的股息期. 股息期是指账户赚取股息的一段时间. 它开始于该期间的第一个日历日，结束于该期间的最后一个日历日.
船的贷款
Effective Date: December 20, 2023
| 贷款类型 | 年度百分比 率1 从 |
个月 |
|---|---|---|
| 2023年至今 新 |
8.49%2 | 48 |
| 2018年至今 使用 |
8.99%2 | 48 |
| 2013 - 2017 使用 |
9.99%2 | 48 |
1 贷款账户的年百分比利率(APR)， 2023年2月生效. All rates and terms are subject to change. 利率 and terms are subject to individual credit approval. 请致电1-844-468-3628或访问您当地的分支机构获取更多信息.
2 年度百分比利率(APR)是基于申请人的信用历史和信用资格, the age of the vehicle, and the terms of the loan. Not all applicants will qualify for the lowest rate. 费率及条款如有更改，可随时撤回. 其他条件和限制可根据所资助的休闲车辆适用. 向你的十信用合作社信贷员询问具体信息. Membership with Ten Credit Union is required to obtain a loan. 优惠不适用于目前与十信用合作社融资的贷款.
证书 & 投资率
$500最低开业时间
Effective Date: February 1, 2024
| 术语 | 年度百分比 率1 | 年度 百分比收益率2 |
股息认为3 |
|---|---|---|---|
| 91天(3个月) | 0.55% | 0.55% | 季度 |
| 182天(6个月) | 1.10% | 1.10% | 季度 |
| 7月 | 1.20% | 1.20% | 季度 |
| 9个月 | 1.29% | 1.30% | 季度 |
| 12个月 | 1.54% | 1.55% | 季度 |
| 18个月 | 1.74% | 1.75% | 季度 |
| 24个月 | 1.99% | 2.00% | 季度 |
| 36个月 | 2.67% | 2.70% | 季度 |
| 48个月 | 2.67% | 2.70% | 季度 |
| 60个月 | 2.67% | 2.70% | 季度 |
1 年度百分比 率 = APR. 你每年为借钱而支付的成本，包括费用，是以百分比表示的. 年利率是借贷成本的一个更广泛的衡量标准，因为它反映了利率和你必须支付的贷款费用.
2 年利率如有变动，恕不另行通知. Early withdrawal penalties may apply. 十信用合作社的会员资格需要开一个证明. After the certificate matures, 除非您另有说明，否则证书将自动按当前费率续期. Withdrawal of dividends before maturity will reduce earnings. 所有其他适用条款见股份和投资利率表.
3 股息贷记:利率表规定了股息的复利和贷记频率以及适用于每个账户的股息期. 股息期是指账户赚取股息的一段时间. 它开始于该期间的第一个日历日，结束于该期间的最后一个日历日.
检查
Effective Date: February 1, 2024
| 产品 | 年度百分比 率1 | 年度百分比 Yield2 | 最小开度 | Minimum to Earn Dividends | 股息认为3 |
|---|---|---|---|---|---|
| Experience 检查 | 0.30% | 0.30% | $5.00 | $10,000 |
每月 |
| 免费检查 | 0% | 0% | $5.00 | $0.00 | |
| 重新检查 | 0% | 0% | $5.00 | $0.00 |
1 年度百分比 率 = APR. 每年借款的成本，包括费用，以百分比表示. 年利率是一个更广泛的成本衡量标准，因为它反映了利率和你为获得贷款而必须支付的费用.
2 年利率如有变动，恕不另行通知. Early withdrawal penalties may apply. 十信用合作社的会员资格需要开一个证明. After the certificate matures, 除非您另有说明，否则证书将自动按当前费率续期. Withdrawal of dividends before maturity will reduce earnings. 所有其他适用条款见股份和投资利率表.
3 股息贷记:利率表规定了股息的复利和贷记频率以及适用于每个账户的股息期. 股息期是指账户在期末获得股息的一段时间. 它开始于该期间的第一个日历日，结束于该期间的最后一个日历日.
抵押贷款 & Home Refinance Loan 利率
Call us for our current low rates: (615) 244-1910.
1 年利率= APR是一个基于指数加上保证金的变量. APR基于对申请人信用资格和相关LTV比率的评估. Available on new HELOCs only. Your actual APR may vary. 所有余额将按可变年利率为您的账户产生利息. The variable APR, as low as 4.4月25%, 是根据《12bet游戏平台》披露的最优惠利率计算的, plus or minus a margin based on your credit history. The variable rate is subject to change each quarter thereafter, as stipulated by your original terms and conditions. The maximum APR is 18%. 所有价格和优惠截至2020年4月4日，如有更改，恕不另行通知. Other conditions may apply. Advance amounts must be within your existing credit limit. 您可能无法偿还或支付其他十信用合作社贷款, 信用卡, or accounts with these proceeds. Membership with Ten Credit Union is required to obtain a loan. Please get in touch with us 了解更多信息rmation.
摩托车贷款
Effective Date: December 20, 2023
| 一年 | 年度百分比 率1 从 |
个月 | |
|---|---|---|---|
| 2023年至今 > 3,000 miles 新 |
8.49%2 | 48 | Longer terms available |
| 2018年至今 使用8 |
8.99%2 | 48 | Longer terms available |
| 2013 - 2017 使用 |
9.99%2 | 48 | Longer terms available |
1 贷款账户的年百分比利率(APR)， 2023年2月生效. All rates and terms are subject to change. 利率 and terms are subject to individual credit approval. 请致电1-844-468-3628或访问您当地的分支机构获取更多信息.
2 年度百分比利率(APR)是基于申请人的信用历史和信用资格, the age of the vehicle, and the terms of the loan. Not all applicants will qualify for the lowest rate. 费率及条款如有更改，可随时撤回. 其他条件和限制可根据所资助的休闲车辆适用. 向你的十信用合作社信贷员询问具体信息. Membership with Ten Credit Union is required to obtain a loan. 该提议不适用于目前由Ten Credit Union提供融资的贷款.
个人贷款
Effective Date: December 20, 2023
| 贷款类型 | 年度百分比 率1 从 |
个月 | |
|---|---|---|---|
| Signature (个人) | 11.49%2 | 24 | Longer 术语s Available. |
| 个人 Line of Credit | 13.65%2 | ||
| 证书 Secured | Starting at Deposit APY + 2.00% | 36 | $3,000 Minimum Amount. Longer 术语s Available. |
1 贷款账户的年百分比利率(APR)， 2023年2月生效. All rates and terms are subject to change. 利率 and terms are subject to individual credit approval. 请致电1-844-468-3628或访问您当地的分支机构获取更多信息.
2 利率和期限是基于申请人的信誉评估. Not all applicants will qualify for the lowest rate. Other restrictions may apply. Offer is subject to change without notice. Membership with Ten Credit Union is required to obtain a loan. 这笔贷款的首付款可延期60天. 如果你只支付最低金额，延迟付款将会延迟你的贷款的偿还，并导致额外的财务费用. The 60-day deferral program is subject to change at any time.
Prime 货币市场利率
$10,000.00最低开业时间
Effective Date: February 1, 2024
| 层水平 | 年度百分比s 率1 |
年度 |
股息认为3 |
| 最高2499美元 | 0.10% | 0.10% | 季度 |
| $2,500 | 0.25% | 0.25% | 季度 |
| $10,000 | 0.30% | 0.30% | 季度 |
| $25,000 | 0.35% | 0.35% | 季度 |
| $50,000 | 0.40% | 0.40% | 季度 |
| $100,000 | 0.45% | 0.45% | 季度 |
| $300,000 | 0.50% | 0.50% | 季度 |
1 年度百分比 率 = APR. 每年借款的成本，包括费用，以百分比表示. 年利率是一个更广泛的成本指标，因为它反映了利率和你为获得贷款必须支付的费用.
2 年利率如有变动，恕不另行通知. Early withdrawal penalties may apply. 十信用合作社的会员资格需要开一个证明. After the certificate matures, 除非您另有说明，否则证书将自动按当前费率续期. Withdrawal of dividends before maturity will reduce earnings. 所有其他适用条款见股份和投资利率表.
3 股息贷记:利率表规定了股息的复利和贷记频率以及适用于每个账户的股息期. 股息期是指账户赚取股息的一段时间. 它开始于该期间的第一个日历日，结束于该期间的最后一个日历日.
Recreational Vehicle 贷款
(Marine, 旅游房车, Campers, ATV, and UTVs)
Effective Date: January 22, 2024
| 贷款类型 | 年度百分比 率1 从 |
个月 | |
|---|---|---|---|
| 2023年至今 | 8.49%2 (新) | 48 | Longer terms are available. |
| 2019年至今 | 8.99%2 (使用; Refinance) | 48 | Longer terms are available |
| 2014 - 2018 | 9.99%1 (使用; Refinance) | 48 | Longer terms are available |
| 2013年-高龄 | 9.99%1 (使用; Refinance) | 36 | Longer terms are available |
1 年利率=贷款账户的年利率，2024年1月生效. All rates and terms are subject to change. 利率 and terms are subject to individual credit approval. 请致电1-844-468-3628或访问您当地的分支机构获取更多信息.
2 年利率= APR是基于申请人的信用历史和信用资格, the age of the vehicle, and the terms of the loan. Not all applicants will qualify for the lowest rate. 费率及条款如有更改，可随时撤回. 其他条件和限制可根据所资助的休闲车辆适用. 向你的十信用合作社信贷员询问具体信息. Membership with Ten Credit Union is required to obtain a loan. 该提议不适用于目前由Ten Credit Union提供融资的贷款.
Share 证书 Promotions
Effective Date: May 23, 2024
| 年度 百分比收益率1 |
术语 | 最小开度 | 股息认为2 |
|---|---|---|---|
| 5.00% | 9个月3 | $25,000.00 | 季度 |
| 4.50% | 18或24个月4 | $10,000.00 | 季度 |
1 APY = 年度百分比 Yield. APY is subject to change without notice. Early withdrawal penalties may apply. 十信用合作社的会员资格需要开一个证明. After the certificate matures, 除非您另有说明，否则证书将自动按当前费率续期. Withdrawal of dividends before maturity will reduce earnings. 所有其他适用条款见股份和投资利率表.
2 股息贷记:利率表规定了股息的复利和贷记频率以及适用于每个账户的股息期. 股息期是指账户在期末获得股息的一段时间. 它开始于该期间的第一个日历日，结束于该期间的最后一个日历日.
3 到期后为9个月的股票凭证及利率, 该股票将以当时的市场价格展期为9个月的股票, 分别. 此优惠只适用于新存款，开户最低存款金额为25,000美元.
4 到期后期限为18个月的股票凭证及利率, 该股票将以当时的市场价格展期为18个月的股票, 分别. 此优惠适用于新入金，开户最低存款为$10,000. 4 到期后为24个月的股票凭证及利率, 该股票将以当时的市场价格展期为24个月的股票, 分别. 此优惠适用于新入金，开户最低存款为$10,000.
Shares 率 Schedule
Effective Date: February 1, 2024
| 产品 | 年度百分比 率1 | 年度百分比 Yield2 | 最小开度 | Minimum to Earn Dividends3 | 股息认为4 |
|---|---|---|---|---|---|
| 分享储蓄 | 0.10% | 0.10% | $5.00 | $250.00 | 季度 |
| 圣诞节俱乐部 | 0.15% | 0.15% | $0.00 | $100.00 | 季度 |
| 夏天的乐趣 | 0.15% | 0.15% | $0.00 | $100.00 | 季度 |
| 爱尔兰共和军积累 | 0.20% | 0.20% | $100.00 | $250.00 | 季度 |
| 罗斯IRA | 0.20% | 0.20% | $100.00 | $250.00 | 季度 |
1 年度百分比 率 = APR. 每年借款的成本，包括费用，以百分比表示. 年利率是一个更广泛的成本衡量标准，因为它反映了利率和你为获得贷款而必须支付的费用.
2 年利率如有变动，恕不另行通知. Early withdrawal penalties may apply. 十信用合作社的会员资格需要开一个证明. After the certificate matures, 除非您另有说明，否则证书将自动按当前费率续期. Withdrawal of dividends before maturity will reduce earnings. 所有其他适用条款见股份和投资利率表.
3 股息按季度获得，并使用平均每日余额法计算.
4 股息贷记:利率表规定了股息的复利和贷记频率以及适用于每个账户的股息期. 股息期是指账户在期末获得股息的一段时间. 它开始于该期间的第一个日历日，结束于该期间的最后一个日历日.
VISA Rewards Credit Card
|
年度百分比 |
个月 | |
|---|---|---|
| 13.65% | N/A | No 年度 Fee; No Balance Transfer 费用 |
1 年度百分比利率(APR)截止到2023年6月，基于申请人的信用历史和信用资格. APRs are variable and currently range from 13.65% to 17.99% based on the applicant's creditworthiness. 该年利率将根据《12bet游戏平台》披露的优惠利率随市场而变化, plus or minus a margin based on your credit history. Not all applicants will qualify for the lowest rate. All rates and terms are subject to change. 要成为Ten Credit Union的会员，必须持有信用卡. With CU Rewards, earn one point for every dollar spent. Certain other restrictions may apply.